Dee Hock, the visionary American businessman and founder of Visa International, revolutionized the financial industry with his innovative approach to payment systems and organizational management. As the architect of the modern credit card system, Hock's pioneering efforts paved the way for global commerce and transformed the way we conduct financial transactions.

"With the advent of genetic engineering the time required for the evolution of new species may literally collapse."



"Experience is easy to provide and quickly put to good use by people with all the other qualities."



"The prudent course is to make an investment in learning, testing and understanding, determine how the new concepts compare to how you now operate and thoughtfully determine how they apply to what you want to achieve in the future."



"Lead yourself, lead your superiors, lead your peers, and free your people to do the same. All else is trivia."



"Make an empty space in any corner of your mind, and creativity will instantly fill it."



"If you don't understand that you work for your mislabeled 'subordinates,' then you know nothing of leadership. You know only tyranny."



"Think about technological float: it took centuries for the wheel to gain universal acceptance. Now any microchip device can be in use around the world in weeks."



"If you go back to the first single-cell form of life, it clearly possessed the capacity to receive, to utilize, to store, to transform, and to transmit information."



"What will become compellingly important is absolute clarity of shared purpose and set of principles of conduct sort of institutional genetic code that every member of the organization understands in a common way, and with deep conviction."



"As I like to say, the entire collective memory of the species - that means all known and recorded information - is going to be just a few keystrokes away in a matter of years."



"It won't do away with hierarchy totally, but the principal leader will be the person who most exemplifies the kind of organization and behavior required who is best able to create the conditions such organizations require."



"If you look to lead, invest at least 40% of your time managing yourself - your ethics, character, principles, purpose, motivation, and conduct. Invest at least 30% managing those with authority over you, and 15% managing your peers."



"If you're in such a position of power and your ego is such that this is not possible, then its essential to have a small cadre of very bright, committed people who are questioning, exploring and understanding these emerging concepts."

